Something we often hear as financial planners is, my property is my pension. This defence against low pension savings levels, or objection to making sufficient retirement provision within a pension pot, could be justified for some. But for others, there is a big gap between what they believe their property can provide in later life and the reality of its true value in their retirement. Property is an important consideration in retirement, because more than three-quarters of pensioners own their own home. This combined with a pension shortfall is making equity release a popular choice for a growing number of retirees.