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The real test of commitment in a relationship may come down to whether you are ready to combine finances.
You might find some areas where you’re happy to share the responsibility, but others where you need to reach a compromise.
While living with or being married to someone with a bad credit score won’t affect yours, as soon as you open a joint bank account or take out a mortgage together, your credit rating could be affected.
According to new research from Marcus by Goldman Sachs, that surveyed 2,000 people in a relationship in the UK, couples generally wait five and a half years on average to combine finances.