Article preview: Are you missing out on investment returns by leaving your money in cash? It’s a tricky question to answer. Unlike cash, when you invest money, its value can go down as well as up. The higher potential returns you can get from investments, compared with interest on cash, is the result of placing your capital at risk. In the current low-interest rate environment, it’s only natural that savers are questioning the returns they are currently receiving on their cash holdings. Moving from cash to investments is not a decision to take lightly, and professional advice should be sought first.