Article preview: We often hear about the financial woes experienced by the millennial generation. For people reaching young adulthood in the early 21st century, getting on the housing ladder is the biggest personal finance challenge, followed closely by the rising cost of living and absence of job security. But what about Generation Z? Gen Z is the demographic cohort after the millennials, usually defined as those born between the mid-1990s to mid-2000s. How are their finances shaping up?